To receive the maximum amount of $10,000 of medical/disability benefits under the Florida PIP statute emergency medical condition, there must be a determination an emergency medical condition resulting from the accident. Otherwise, the PIP statute limits the benefits to $2,500. Most auto accidents will either have clear proof of an emergency.. The Florida Personal Injury Protection Statute (PIP) requires anyone injured in a vehicle accident to seek medical care within 14 days of the accident.. $10,000 or more to cover any “emergency medical condition” you may have suffered. A maximum of $2,500 to cover any non-emergency injury treatments; Car insurance carries a minimum of.
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Initial Treatment: 14-Day Rule. In Florida, you have 14-days to seek “initial treatment” after an accident to get the full $10,000 of PIP benefits. The key phrase is initial treatment. Initial treatment can be with a chiropractor, medical doctor, emergency room, or urgent care clinic. You’ll still need a certification from a doctor (other.. Florida law 395.002(8) [2] defines an emergency medical condition as a medical condition with acute symptoms. The condition requires treatment to prevent endangering health and well-being. It may cause the impairment of a major bodily function or dysfunction of any organ or body part. If you meet the qualifications under Florida law 395.002(8.